Wishing you and yours a Happy St. Patrick's Day!!  Stay safe!!! Rates are still very attractive……around 4.375% for a 30 yr. fixed…(APR 4.414) And remember if you know any first time buyers or members of the military…..I specialize in FHA and VA loans……the rates on those loans are even lower…..  

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Did you know that the government is trying to replace Fannie Mae and Freddie Mac with a new agency?  These 2 agencies are the only 2 profitable agencies our government has……and now they want to change it……go figure……Well, their stock plummeted and once the government gets their destructive paws on something……well, you know…..so we'll see…

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Today the bond market (Mortgage Backed Securities) is doing great.  This is mainly due to fear over  Ukraine and China.  We've had a couple of price improvements today already……Let's hope this is a trend…….

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Did you know that VA home loan interest rates are currently lower than interest rates on conventional loans?  And did you know that if you already have a VA loan, you can do a no cost VA Streamline refinance without an appraisal and lower your rate if rates are lower than what you currently have?…

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