How Can We Help You?

SOUTHERN OAKS MORTGAGE in Valencia, CA is a mortgage broker that prides itself in providing high quality home loans to all of its customer anywhere in California. We consider ourselves the best in the business and this can be seen by our hundreds of satisfied clients. Our motto has always been: “We don’t put Good people in Bad situations!” We’ve survived the hardest of economic times in the history of lending, so we believe we must be doing something right! Give us a call and we’ll prove it! Also, please visit the Yelp, Google & Yahoo icons at the very bottom to see some of the reviews we’ve received from our clients.

There are new conforming loan limits effective 1/1/2024 in Los Angeles County: Conforming is now $766,550 and High-Balance is $1,149,825

Call us if you’d like us to look up a different county limit – (661) 964-2600

It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages, reverse mortgages, construction loans, and home improvement loans tailored to your unique situation. Questions like should I refinance or what will my payment be, are available on this site or by telephone. We offer FHA loans , VA loans, and several first time buyer programs. Just ask us!

Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation.

To contact one of our mortgage professionals please call Office: (661) 964-2600 or fill out our Online Application to find a loan program that fits your particular need. We will help determine which one is best for you.

As an added bonus, Southern Oaks Mortgage, Inc. has a division called Southern Oaks Realty.  This allows us to help our clients with the purchase or listing of their home. We have a great team of experienced Real Estate Agents who are very knowledgeable and as always, look after the best interests of each and every client over their own interests! Give us a call, you won’t be disappointed! If you’d like to have the ability to search the MLS (Multiple Listing Service) like a Realtor, please email me and I will set you up with your own access to the MLS.  It allows you to search like a Realtor with only a 30 minute delay to the most current information.