Wishing you and yours a Happy St. Patrick's Day!!  Stay safe!!! Rates are still very attractive……around 4.375% for a 30 yr. fixed…(APR 4.414) And remember if you know any first time buyers or members of the military…..I specialize in FHA and VA loans……the rates on those loans are even lower…..  

Did you know that the government is trying to replace Fannie Mae and Freddie Mac with a new agency?  These 2 agencies are the only 2 profitable agencies our government has……and now they want to change it……go figure……Well, their stock plummeted and once the government gets their destructive paws on something……well, you know…..so we'll see […]

Today the bond market (Mortgage Backed Securities) is doing great.  This is mainly due to fear over  Ukraine and China.  We've had a couple of price improvements today already……Let's hope this is a trend…….

Did you know that VA home loan interest rates are currently lower than interest rates on conventional loans?  And did you know that if you already have a VA loan, you can do a no cost VA Streamline refinance without an appraisal and lower your rate if rates are lower than what you currently have? […]