Balloon Mortgages

Balloon mortgages are home loans that typically last for shorter periods of time, most are between 3 and 10 years, and these types of loans allow the borrower to pay lower monthly payments and interest rates. Often when the loan period has ended the home owner is required to pay the remaining balance in full. When certain criteria are met lenders may convert the home loan to a fixed or adjustable rate mortgage.

These loan options are far and few between in our current marketplace.

Here at Southern Oaks Mortgage, Inc., we cover the entire State of California, including some of the areas where we have specifically done loans in:  Valencia, Newhall, Saugus, Canyon Country, Castaic, Val Verde, Santa Clarita, Stevenson Ranch, Acton, Aqua Dulce, Lancaster, Palmdale, Los Angeles, Griffith Park, San Fernando Valley, Northridge, Chatsworth, Granada Hills, Encino, Tarzana, Woodland Hills, North Hills, West Hills, Canoga Park, Winnetka, Van Nuys, North Hollywood, Studio City, Beverly Hills, Pacific Palisades, Toluca Lake, Panorama City, San Jose, San Francisco, Fresno, Sacramento, San Diego, Long Beach, Oakland, Santa Ana, Anaheim, Westlake Village, Thousand Oaks, Simi Valley, Long Canyon, Moorpark, Conejo Valley, Agoura Hills, Calabasas, Bakersfield, Riverside, Stockton, Chula Vista, Irvine, Glendale, San Bernardino, Burbank, Huntington Beach, Oxnard, Oceanside, Garden Grove, Mission Viejo, Ontario, Pomona, Santa Rosa, Salinas, Pasadena, Corona, Torrance, Escondido, Orange, Fullerton, El Monte, Hollywood, West Hollywood, Palos Verde, Palos Verde Pennisula, Inglewood, Santa Clara, Costa Mesa, Downey, West Covina, Victorville, Norwalk, Carlsbad, Laguna Niguel, Laguna Hills, Newport Beach, Newport Dunes, Temecula, Murrieta, Compton, Westminster, Whittier, Santa Barbara, Santa Monica, Hawthorne, Alhambra, Buena Park, Lakewood, Indio, Vernon, Merced, Napa.